WISCONSIN - Milwaukee Professionals Association LLC, All Hands on Deck, WE CAN,
calls for underpinning small census tract and neighborhood businesses that are 1-50, we
feel that the self-employed and Independent Contractor are also an employee and
start with “1”. The state of Wisconsin
gives the number of 2-50. We will seek
information for the 2013 Affordable Health Care Summit, August 2-4, 2013,
Milwaukee, WI. In the meantime, when you
visit the health exchange ask for clarification. Do ask.
To
help provide “information
preparedness”, we are sharing the 2013 report that was filed by the
Office of the Insurance Commissioner of Wisconsin, Ted Nickel. It is entitled: Health
Insurance for Small Employers and Their Employees 2013.
Below
is an Introduction, it is 49 pages, CLICK.
1. Wisconsin
small employers are not required by state law to offer employees health care
benefits. However,
many small employers offer health benefits to their employees in order to
attract and keep good employees. Small employer health insurance is available
in Wisconsin from several insurers and managed care plans. This publication is
meant to help small employers understand their options and to provide a
comparison of premium rates available in the small employer health insurance
marketplace.
A
small employer is defined as one who employs at least 2 but not more than 50
employees in Wisconsin. State law defines an eligible employee is one who works
on a permanent basis and has a normal work week of 30 or more hours. This
includes a sole proprietor, a business owner, including the owner of a farm
business, a partner of a partnership, and an independent contractor if these
individuals are included as an employee under a health benefit plan of a small
employer. The term does not include an employee who works on a temporary or
substitute basis or less than 30 hours a week.
As
the employer, you choose the health benefit plan that meets both your needs and
your budget. This
may mean deciding which plan is worth the cost. For example, plans that allow
you the most choices in doctors and hospitals also tend to cost more than plans
that limit choices. Plans that help manage
the care you receive usually cost you less, but employees give up some freedom
of choice.
July 9, 2013
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